Jesus S. Hernandez
Broker Owner / Co-Founder
Meet your trusted Texas loan officer, the seasoned expert you've been searching for! With years of experience and a passion for personalized service, we're here to make your financial goals a reality. Whether you're buying your first home or refinancing, count on us to provide guidance, transparency, and solutions tailored just for you. Let's turn your dreams into achievements together!
Empowering Dreams, One Loan at a Time!
Meet the Team
Antonia Navarro
Processor
Judith Guzman
Processor
Claudia Chavez
Senior Loan Partner
Cindy Moreno
Senior Loan Partner
Daniela Deanda
Pre-Approval Manager
Erica Estrada
Pre-Approval Manager
Wendy Pina
Pre-Approval Specialist
Salvador Hernandez
Production Manager
Elijah Lara
Pre-Approval Manager
Loan Types
Conventional
FHA - VA - USDA
ITIN
First Time Homebuyers
New Construction
DACA
Investment
Bank Statement
Welcome to Clear Choice Home Loans
We understand that everyone's financial needs are unique. That's why we offer personalized loan solutions tailored to fit you perfectly. Whether you're a first-time homebuyer, a small business owner, or someone looking to consolidate debt, we have the right loan for you. Our experienced team will work closely with you to understand your goals and find the best-suited option, ensuring a smooth borrowing experience. Let us help you achieve your financial dreams with confidence.
TESTIMONIALS
The Jesus Hernandez Team
FAQs
Your Key Questions Answered for Smoother Home Financing
What documents are required to apply for a home loan?
Typically, you'll need proof of income, employment verification, credit history, and identification documents.
How do I begin the process of getting a home loan?
Start by submitting a loan application with us. We will need your financial history, employment details, and existing debts. Our team will guide you through each step.
How long does the loan approval process take?
Typically, loan approvals can take anywhere from a few days to several weeks. The duration varies based on the complexity of your financial situation and the type of loan. We strive to work as efficiently as possible to expedite this process.
Can Clear Choice Home Loans assist me if I have a low credit score?
Yes, we offer solutions for clients with lower credit scores, including strategies to improve your score and exploring loan options.
What are the advantages of using Clear Choice Home Loans compared to other brokers?
Our transparency ensures no hidden fees and we offer personalized services to match your financial needs.
How does refinancing work and when should I consider it?
Refinancing replaces your current mortgage with a new one, usually with better terms. Consider it if interest rates drop, you want to adjust the loan term, or need debt consolidation.
NMLS # 495340
NMLS #2185444
Equal Housing Opportunity | This is not a commitment to lend. All loans are subject to Credit approval.
